Private by default
SplitBear

Split expenses without the awkward math

Add an expense in under 10 seconds. Understand your balance in under 2. Built for friends, roommates, and trips.

Download on the App Store See how it works
<10s
To add an expense
30+
Currencies
100%
Offline
Add an expense
SplitBear home screen
Group balances

Features

โšก

Add in Seconds

Tap the amount, pick who paid, done. Equal split by default, or customize by percentage or items.

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Smart Settle-Up

Minimizes the number of payments needed. One tap to see who owes what.

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Receipt Scanning

Snap a photo. Amount, date, and vendor fill in automatically using on-device OCR.

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Multi-Currency

Mixed currencies in the same group. Real-time conversion rates, automatic math.

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Expense Templates

Set up templates for recurring bills like rent or subscriptions. Add again with a single tap.

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Apple Pay Import

Pull in Apple Pay transactions with one tap. No more digging through bank statements.

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Spending Insights

Category breakdowns, daily spending charts, and member comparisons at a glance.

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Quick-Add Widget

Add expenses straight from a home screen widget or shortcut โ€” no need to open the app.

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CSV Export

Export your expense data anytime as a CSV file for your own records or accounting.

New group

Start a group

Home screen

Your groups

Add expense

Add expense

Balances

Balances

Insights

Insights

Settle up

Settle up


How it works

1

Create a group

Name it, add members, share an invite link. Choose a template for roommates, trips, or dinners โ€” or start from scratch.

Create a new group
2

Add expenses as they happen

Tap, enter the amount, pick who paid. Scan a receipt if you want. Done in seconds, not minutes.

Add an expense
3

See who owes what

Balances update instantly. The app minimizes transactions so settling up is simple. Dive into spending insights for the full picture.

Group balances and details
4

Settle up

SplitBear calculates the simplest way to settle all debts. One tap to mark it done.

Settle up screen

Built for

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Roommates

Rent, groceries, utilities. Track recurring shared costs without spreadsheets.

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Travel Groups

Mixed currencies, restaurant bills, taxis. Everyone stays on the same page.

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Dinners & Events

Split the check fairly. Uneven splits, tax, tip โ€” handled without the mental math.


Privacy & Principles

๐Ÿ”’ No account required to start
๐Ÿ“ฑ Data stored on your device
๐Ÿšซ No ads, no tracking
โšก Works fully offline
๐Ÿ”„ Optional sync across devices
๐Ÿ“ Export your data anytime

Pricing

Free

$0

Free forever

  • All features included
  • Up to 10 expenses per group
  • Unlimited groups
  • Receipt scanner
  • Multi-currency

The subscription that splits itself

When you go Pro, SplitBear automatically splits the monthly cost across everyone in your covered groups. It shows up as a regular expense. Settle it the same way you settle everything else.

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3 roommates

$1.33/mo each
โœˆ๏ธ

6 friends, 3 groups

$0.67/mo each
๐Ÿด

4 people, 2 groups

$1.00/mo each

The more people involved, the less everyone pays. Nobody has to be "the one who pays for the app."


Split the app, not just the bill

SplitBear is free, private, and built for the way real groups actually split things.

Download on the App Store

Free · No account required · iOS 17+